General

1. Eligibility

   1. Payment Plans are available to selected, approved clients (or associated third-party payers) who are offered and accept a Payment Plan (Participating Payer). Eligibility will be determined by Mirai Legal at its sole discretion.

   2. Eligibility is conditional upon the Participating Payer's agreement to these Terms, which will apply for the duration of the Payment Plan subscription.

   3. Mirai Legal will have the right to withdraw any Payment Plan at any any time at its sole discretion.

2. Exclusions

   1. Payment Plans will only cover professional fees. Trust account deposits and disbursements are not eligible for Payment Plans unless otherwise expressly approved by us.

   2. These terms are in addition to any rights or remedies available to the Particpating Payer or Mirai Legal under a Costs Agreement, our Terms of Retainer. These terms will prevail to the extent of any inconsistency with the relevant Costs Agreement or Terms of Retainer.

   3. These terms do not operate to exclude or modify any rights, remedies or statutory guarantees available to the Particpating Payer or Mirai Legal under the Legal Profession Act 2007 (Qld) (LPA) or the Australian Consumer Law (ACL), to the extent that such rights, remedies or guarantees cannot be lawfully excluded or modified.

3. Processing

   1. Payment Plans are processed by Pinch Payments. Mirai Legal does not receive or store payment card information, but may receive cardholder information and partial payment card details for evidence and transaction verification purposes.

   2. Personal Information is processed in accordance with our Privacy Policy.

4. Interest, Surcharges & Additional Fees

   1. Payment Plans may be subject to application of a payment surcharge. If applicable, the amount or rate of the payment surcharge will be displayed as part of the Payment Plan subscription process.

   2. Subject to our Terms of Retainer and/or Costs Agreement, we may charge interest on any outstanding payments as permitted by the LPA.

   3. We may also charge any dishonour fees or dispute costs we incur as a result of any unsuccessful payment, charge-back or transaction dispute.

5. Termination

   1. A Payment Plan will terminate:

      1. immediately upon successful receipt of the final payment instalment, or upon payment of the amount owing to us in full;

      2. if any payment is dishonoured or declined, subject to any re-attempts made at our discretion;

      3. if any payment re-attempt is unsuccessful, subject to any further re-attempts made at our discretion;

      4. if a charge-back or transaction dispute is initiated against any payment; or

      5. if the Participating Payer cancels the Payment Plan subscription by notifying us in writing, or via their payment method provider.

   2. If a Payment Plan is terminated due to default or cancellation by the Participating Payer, any remaining balance due will become immediately payable to Mirai Legal.

Fortnightly x4 Payment Plan

1. 1. The "Fortnightly x4 Payment Plan" will apply to payment of existing invoice(s) approved by Mirai Legal for eligible clients.

   2. To participate, the Participating Payer will receive an email containing a Payment Plan subscription offer and must:

      1. provide a payment method and other contact details, as required; and

      2. complete all other required steps to subscribe to the Payment Plan.

   3. If the Partipating Payer does not complete the Payment Plan subscription before the offer expires, the subscription offer is automatically withdrawn, but may be reissued by Mirai Legal at our sole discretion.

   4. The Fortnightly x4 Payment Plan consists of 4x equal instalments, with each instalment amounting to 25% of the total invoice balance plus any applied payment surcharges.

   5. The first instalment commences immediately upon the Participating Payer's acceptance of the Payment Plan subscription. Subsequent instalments will be charged via direct debit to the Participating Payer's payment method each fortnight thereafter until the Payment Plan is completed.